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In an effort to avoid potential problems and delays, here are a few points to
consider before your closing.
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Bring a Cashier's or Certified Check to the closing for the amounts you
must pay, not a personal check.
If the amount is $10,000
or over, it must be wired. Please contact your TICOR Title Escrow office for
wiring instructions.
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Bring an original Homeowners Insurance Policy to the closing along with
a paid receipt for the first year's premium. If you're refinancing a condo,
bring a Certificate of Insurance instead. A Certificate of Insurance can be
obtained from your condo association or property management company.
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Before the closing, contact your lender regarding any additional
requirements that must be satisfied PRIOR to closing.
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If you have an existing mortgage(s), a current pay off letter(s) must be
presented prior to closing. Contact your lender for instructions on how to
obtain a current pay off statement(s).
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If you are going to be paying off credit card balances at the closing,
the most current statements must be submitted prior to the closing.
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If your property is a condo, bring to the closing an assessment letter from
your condo association or property management company.
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Bring to the closing two (2) forms of personal identification that
include your picture and signature. A Primary and secondary ID are required.
The following lists IDs which will be accepted:
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